(248) 353-2882
Free consultation

Identity Theft Victim Lawyer

We fix credit reports damaged by identity theft — with no out‑of‑pocket cost.

Victim of Identity Theft?

Identity theft can wreck a credit score fast — bogus accounts, mixed files, and collection activity that isn’t yours. Our identity theft attorneys know exactly how to repair your credit report: we document the fraud, send targeted dispute letters to the credit bureaus and furnishers, and use the Fair Credit Reporting Act (FCRA) to force permanent corrections. When companies ignore the law, we sue — and you still pay nothing out of pocket when you win because the FCRA shifts attorney’s fees and costs to the wrongdoer.

Get Legal Help to Restore Your Credit Fast

  • Dispute fraudulent accounts and clear your credit report under the FCRA’s timelines (a reinvestigation is generally 30 days, with up to 15 extra days if you submit more info during the first 30).
  • Place the right protection: a fraud alert (contact one bureau; it must notify the other two) or a credit freeze (contact each bureau individually).
  • Stop illegal collection activity and threats — we use the FDCPA and related rules to shut down harassment.
  • If bureaus or furnishers refuse to fix errors, we litigate and seek statutory damages and attorney’s fees.

We charge you nothing out of pocket to get your credit report corrected

The FCRA lets consumers recover reasonable attorney’s fees and costs when they prevail, which is why we can handle qualifying matters with no out‑of‑pocket charge to you. That fee‑shifting is written into the statute for both willful and negligent violations.

Steps To Take When Your Identity Has Been Stolen

Review and Protect Your Credit

Get your free credit reports from all three bureaus Experian, TransUnion, and Equifax. Carefully check each report for accounts, addresses, or information you don’t recognize. Add protection: a fraud alert (contact any one bureau; that bureau must notify the other two) or a credit freeze (contact each bureau separately; freezes last until you lift them).

Report the Fraud to Creditors

Call your credit card companies and any affected creditors to report the fraud or stolen cards. Make sure they block unauthorized accounts and note the identity theft on your record.

Create an FTC Identity Theft Report & Police Report

Go to IdentityTheft.gov to generate your official Identity Theft Report and personalized recovery plan. Some creditors or local laws may also require a police report — bring your credit reports and list every fraudulent account.

Get Professional Legal Help

We package the evidence, send precise dispute letters to the credit bureaus and furnishers, demand removals under FCRA §605B (the 4‑business‑day identity‑theft block), and sue if anyone ignores clear proof. All with no out‑of‑pocket cost when you win.

Why Choose Us for Identity Theft

4.3
Based on 120 reviews
Ready
1 year ago
Great service I recommend working this company Gary and his staff deliver on their promises they removed the negative items off of my report and i received a $1000 check thanks Gary !!
Darvish Ranjbar
1 year ago
We hired this law firm to work on a Zelle fraud case. They worked professionally, dedicated and wholeheartedly to get refund our fund. We highly recommend this honest law firm. We extend our deepest appreciation for all the efforts they did for us. ❤️
Justin Kased
1 year ago
Their services had paid off with a lot of efforts to recover the amount of money that I was scammed by someone tricking me in sending money through Zelle knowing I struggle with a disability. They are amazing in issues like this! Definitely will encourage anyone to work with these lawyers when being scammed by tricking them to send money to Zelle.
NaKiesha Bingham
1 year ago
This firm did an amazing job at fixing my account with my credit card company. Not only did they get the error removed off my credit report, they made them pay me for it. I'm keeping them on speed dial for future services because the credit card companies are so shady.This company is so patient, helpful, and kind. They answered all of my questions and were always available. I'm definitely using them again.
Kevin G
1 year ago
Highly recommend.
Marvin Aldabute
1 year ago
They were very professional, comprehensive, understanding, and determined. Extremely satisfied with my experience. Strongly recommend.
Jose Francisco Rodriguez
2 years ago
very satisfied with the service they offered me, always very attentive
Todd Griffin
2 years ago
Gary & Carl are AMAZING! FALSE negative report was removed!!!
Brian McKinstry Jr
2 years ago
Gary Nitzkin and Creit Repair Lawyers of America team, Thank you very much for all your services on my Bank Fraud case. You, and your team, were always very timely, professional, and extremely knowledgeable in responding to any of my concerns that arose throughout the duration of this case. And, you won my case and got my money back! I cannot thank you enough. Sincerely, Brian McKinstry Jr
Trung Le
2 years ago
Gary did a great job of helping me get my money back from a credit card scam that Synchrony paypal would not resolve. After all the evidence that I provided to Synchrony bank that they ask for, they still would not refund me my money. After contacting Gary, he was able to not only help me get my money back from Synchrony, but also, he wrote me a check from resolving this matter. I highly recommend Gary to help anybody that want to resolve any legal matter. He is knowledgeable, very professional, and gets straight to the point. Thank you very much!

Expert Lawyers

Attorney‑led credit and consumer‑law team; we use the FCRA, FDCPA, and §605B identity‑theft blocks to clear your file.

Fast Resolution

We drive the statutory 30‑day reinvestigation clock and escalate when deadlines are missed.

No Cost to You

When we prevail, the other side pays our fees and costs.

FAQ for Identity Theft Victims

Act quickly: pull your free credit reports from all three bureaus Experian, TransUnion, and Equifax, place a fraud alert or credit freeze, contact affected creditors to close/flag accounts, and create an Identity Theft Report at IdentityTheft.gov — it generates letters and a recovery plan you can use with creditors and the bureaus.

Yes. We submit evidence‑backed disputes and, when appropriate, invoke FCRA §605B, which requires bureaus to block identity‑theft information within 4 business days after receiving the right documents. If the bureaus or furnishers resist, we sue.

We can’t shorten the FCRA’s 30‑day investigation period, but we build stronger disputes, use §605B blocks for quicker removals, and litigate when companies fail to follow the law — often producing faster, cleaner results.

A fraud alert (free, lasts 1 year) tells lenders to verify your identity first; contact one bureau and it will notify the others. A credit freeze restricts access to your report and must be placed with each bureau; it stays until you remove it.

Not always. The FTC Identity Theft Report you create at IdentityTheft.gov is the core document most companies and bureaus use. Some creditors or local authorities may also ask for a police report — we’ll advise based on your situation.

No. Filing a dispute doesn’t count as a credit inquiry. If an invalid negative item is deleted, your credit score may improve — but the key is accuracy and complete removal of fraudulent data. The bureaus must investigate and correct or delete unverifiable items.

Resources

Ready to Take the Next Step?

If you’re ready to reclaim your financial future and put identity theft behind you, we’re here to help. Contact us now for a free, no‑obligation consultation. We’ll review your situation, answer your questions, and guide you through the best steps to fix your credit — so you can start fresh with confidence.
Get a Free Consultation

By submitting this form, I agree to receive SMS messages from Consumer Dispute Lawyers regarding my inquiry, intake, appointment, documents, or case-related updates. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out and HELP for help. Consent is not a condition of purchase or legal services. See our Privacy Policy and Terms and Conditions